If a tree from your neighbor's yard falls onto your home, you may actually be able to recover the cost of your damages from their insurance policy, if the neighbor has been
negligent in their maintenance of the Tree. BUT, in order to prevent a delay in getting the repairs complete, it is always best to turn the claim into your
Homeowner's Insurance Company. Once they pay you to get your home fixed, they will pursue your neighbor's insurance if negligence was the cause.
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