Your Health Care Reform Questions Answered

Below Mike Grinnell, HF&C's Vice President of Group Benefits, answers several questions that were asked during a recent seminar on the new Health Care Reform:

What does auto enroll mean?

Employers with more than 200 full-time employees and that offer enrollment in one or more health benefit plans are required to automatically enroll new full-time employees in a health benefits plan after enabling regulations are released. Furthermore, the automatic enrollment must include adequate notice to the employee of the right to opt out of coverage.

Auto enroll: Is there an opt out period?

Yes, enrollment must include adequate notice to the employee of the right to opt out of the coverage

Are the immunizations in the prevention services 100% covered for adults as well as children?

Child and adult immunizations recommended by the Advisory Committee on Immunization Practices of the Centers for Disease Control and Prevention must be covered

Are the considerations the same for profit and not-for-profit?

Yes, both for profit and not-for-profit organizations are subject to Health Care Reform.

If you have any questions please feel free to contact Mike at any time at 315-451-1500 or mgrinnell@haylor.com